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Four letters that actually stood for nothing, yet oh-so-much, in the mids through The Delaware-based credit-card lender, spun off from Maryland Bank, National Association—hence the name—dominated the Midcoast landscape for those years. From 50 jobs in Camden in to 4, statewide by the early s, its growth here was dramatic and visible. Some companies quietly go about their business and hope to avoid controversy and dodge media attention.
They write checks to national charitable groups and stay out of local initiatives. Not MBNA. They introduced corporate culture to towns that had never before seen it, and sometimes, it was an uneasy marriage. And the corporate and personal giving—particularly on the part of Cawley—gave new meaning to the word generosity.
Many of the large office complexes built around the state, sold by Bank of America at bargain prices, are occupied by other businesses today. Education and schools, libraries, YMCAs, art museums, performance spaces, parks, and several nonprofits—including the Island Institute, publisher of Island Journal—were lifted up and set on new, firm foundations. It was a level of giving that recalled 19th-century donors like Carnegie and Rockefeller.
Some of what MBNA did never got reported. One small anecdote: The company paid for teachers at elementary schools to quietly buy the ubiquitous L. One secret gift, spilled to the press years later by former governor Angus King, was sending Christmas gifts and food to poorer families in Knox and Waldo counties. In the public arena, perhaps the most stunning beneficence came when the K—8 Lincolnville Central School had to close suddenly due to mold problems.
The state would build a new school on the site, but where would classes be held until then? MBNA stepped in and built a school—in 54 days—on the grounds of its retreat center on Ducktrap Mountain, a building that most area towns would trade their schools for in a heartbeat. Any attempt at quantifying the economic impact or listing the donations is doomed to fail.
I was a reporter and editor in Belfast, Rockport, and Rockland during those years, and as I think back, it seems like a dream—a vision of a train roaring through, stopping long enough for gifts to tumble out. On a July morning in , it was over. Each announcement—a new profits peak, more jobs, new buildings, six-figure donations—left us shaking our heads in wonder. And it was good news, not the dreary reporting of a plant closing. The towns in which we lived and were raising our children were made better, with new or improved schools, parks, libraries, and on and on.
Critics claimed MBNA bullied the local newspapers. They said the nature of the business—lending through credit cards—hurt people, and society as a whole. The jobs paid well and the offices were far from the shoe and fish factories of the past, but many observed that the high-pressure phone sales were more like piecework than not. Cawley was generous, but he wore his heart on his sleeve, and when his gifts and expansions were questioned or opposed, he was hurt, and that hurt sometimes led to anger.
Later, Cawley would say he understood the trepidation about the rapid growth in Camden; more community input was sought for an expansion in Rockland. The dramatic arc that became a pattern for MBNA was established early on. Flipping through the pages of the Camden Herald at the Walsh History Center at the Camden Public Library—the first established through MBNA largesse, the second, greatly expanded by it—the beginnings of the story unfold.
On February 11, the news was that new offices would open on June 1, with 50 to 60 jobs, growing to A company vice president noted that Camden was not unknown to senior managers. This, just over a month after announcing its expansion in Maine, and before a single paycheck had been issued. The management retreats in Camden were not coincidental.
Those Camden roots are part of an oft-told story. As a young man, Cawley was returning to college and needed new tires on his car, but was unable to afford them. Now, Cawley could repay Oxton more substantively, hiring him to help with the new building. An editorial in the May 6 paper defended Oxton and the hiring, and the fuss was over.
In fewer than four months, the pattern was set: an expansion, jobs, more jobs than originally planned, a building purchase beyond what was planned, a high-profile donation, controversy, resolution. It would continue to play out elsewhere. In retrospect, the company—which already had offices around the United States when it came to Maine—rode the tide of a booming economy through the late s.
Expansions in the UK, Ireland, and Spain followed. Company officials regularly reported that its Maine offices performed better than others around the country. Cawley built a waterfront summer home in Camden.
In , he hosted a fund-raiser for then-candidate George W. Bush at the house; former president George H. Bush was a guest at several MBNA events in Maine; and Cawley and his top executives were among the biggest donors to Republican campaigns. Describing itself as a bank without a lobby, MBNA was a cast-off division of Maryland Bank that Cawley and others took over and built around what they called affinity marketing.
Credit cards with organization logos were issued to college alumni groups, professional associations, and other such groups. A portion of the purchases went to the groups, thereby ensuring they would promote their use. Cawley has been quoted as saying his goal was to give away his wealth, and he certainly gave a lot of it away. As CEO, he imbued the company with that same ethic. Some of the bigger-ticket donations helped to renovate and expand the Rockland Public Library, the Camden Public Library Barbara Bush appeared at the ribbon-cutting ceremony , and the Belfast Free Library.
It helped to fund the purchase of seven miles of shoreline on Frenchboro, as well as improvements to the school, library, historical society, church, and parsonage.
It gave grants to 13 island libraries. The donations dramatically impacted not only island libraries, but also school and cultural enrichment programs, he said.
On Vinalhaven, the state paid for a new school, but would fund only a shared library for the K—12 students. The company also funded the start of the Island Fellows program. And then came a gift for the Institute. Conkling remembers a late-night call from Cawley, who said a sales agreement on the former Senter-Crane department store in Rockland would expire the next day. Did Conkling want it? One of the most profound impacts MBNA had was through the hundreds of college scholarships it awarded to students in Knox and Waldo counties.
Later, the company included students in nine island communities in Hancock and Cumberland counties. Now, long after the corporate jets have left, those young men and women carry their education throughout their lives. Before joining the Belfast Republican Journal newspaper, I worked for a social service agency in town, doing job training.
A chicken-processing plant, sardine cannery, shoe factory, and french-fry processor were among the big employers. Instead of cold, wet, noisy conditions, they now worked in a climate-controlled office, sitting comfortably in their cubicles. Another personal note: As someone who loves his adopted hometown of Belfast, I am regularly reminded of MBNA each time I walk or drive along the waterfront. When the sprawling concrete chicken plant that dominated much of the waterfront went belly-up in , it sat vacant—covered in graffiti, decrepit and smelly—for almost ten years.
City government talked about getting rid of it, but nothing was done. MBNA purchased the property with the idea of building offices there, where its yachts could dock, but instead, Cawley decided to build a park for the city.
Years later, Front Street Shipyard revived the other end of the waterfront, but I believe if that park had not been built, a business like the shipyard would have looked elsewhere. He said that if nothing had been done, there would be no more MBNA. The company, other sources said, had resisted diversifying into home mortgages and insurance, and risked running out of new markets for its credit-card lending. Today, there is no more MBNA. But the legacy remains.The jobs paid well and the offices were far from the shoe and fish factories of the past, but many observed that the high-pressure phone sales were more like piecework than not. Cawley built a waterfront summer home in Camden. It will continue to post similar email templates and contact information on Facebook for the other Bank of America directors. Now, Cawley could repay Oxton more substantively, hiring him to help with the new building. This, just over a month after announcing its expansion in Maine, and before a single paycheck had been issued. MBNA purchased the property with the idea bank of america brunswick maine call center building offices there, where its yachts could dock, but instead, Cawley decided to build a park for the city. Any attempt at quantifying the economic impact or listing the donations is doomed to fail.
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kode referensi angka brp jumlah ya..
Please make a video of Ontario Student Assistance Program (OSAP) or other similar student loan programs for new PR holders.
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