Bank Holiday New Year's Day Martin Luther King, Jr. Day President's Day Memorial Day Independence Day Labor Day Columbus Day Veterans Day. Need to know if M&T is open during the holidays? the schedule posted above, are closed on Good Friday, but are open on Veterans Day and Columbus Day. November 11 (Thursday).
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You may contact with the bank and ask whether there is a possiblity of rate reduction in the loan. The bank will let your know if any option is available. You may also find out whether the loan availed by you is variable rate loan or fixed rate loan. If it is a fixed rate loan then interest rate may not be reduced.