The cash back you earn with the Costco Anywhere Visa® Card is provided via an annual reward certificate once your February billing statement closes. To redeem. Read our review of the Citi Costco Anywhere Visa card to see why it offers one of the and another 1 cent when you pay your bill on time — including at Costco. Cash back will be provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise.
Costco citi visa card online payment -
It also offers a strong cash-back bonus on restaurant and travel spending and a decent bonus on other Costco purchases. This card requires some patience, though, since it only lets you claim your earnings once a year. Earning cash back If you spend a lot on gas each month, you should get a pretty good return from this co-branded store card. The only merchants that are excluded are gas stations at another warehouse club, grocery store, superstore or convenience store.
Gas also has to be used to fill up a car to qualify for the bonus. The wide variety of bonus opportunities makes the Costco Anywhere Visa a good card for everyday purchases.
Redeeming cash back The biggest downside to the Costco Anywhere Visa is its highly restrictive redemption policy, which makes it a pain to redeem the cash you earned.
You will then have until December 31 of that year to redeem your one-time certificate at your local Costco for cash or merchandise.
No foreign transaction fee Despite its restrictive redemption policies, the Costco Anywhere Visa is still an unusually generous card for everyday purchases. Foreign transaction fees have become all-but-extinct on travel rewards credit cards. However, many cash back cards still charge a small fee for international purchases. Other benefits The Costco Anywhere Visa also offers some pretty good benefits for a cash back card, including: Extended warranty.
If you charge a big-ticket item to your Costco card, Citi will extend your warranty for up to two additional years. Purchase protection. You may be reimbursed if your purchases are stolen or damaged within three to four months after you bought them.
However, Citi has stopped advertising other valuable travel protections, such as travel accident insurance, rental car insurance and trip interruption and cancellation insurance. For example: The Citi Double Cash card offers up to 2 cents back for every dollar that you spend — 1 cent when you make a purchase and another 1 cent when you pay your bill on time — including at Costco.
But since you can transfer your points to other airline loyalty programs when you own certain Chase premium cards thus increasing their value , you may actually be able to get a higher rate of return with the Chase Freedom Unlimited card. These types of cards often include warehouse purchases as a quarterly bonus category. Customer service Citi has a fairly good reputation for customer service. Power, for example, ranked Citi sixth for customer satisfaction in its Credit Card Satisfaction Study.
The Citi mobile app also has pretty good online reviews. However, customers do complain about frequent mandatory updates and occasional glitches. How does it compare to other cash back cards? With an earning rate of nearly 2 cents for every dollar you spend, the Costco Anywhere Visa stands out as one of the most lucrative no annual fee cash back cards on the market.