Many credit cards have complicated rewards structures or caps on the number of rewards you may earn. The Chase Freedom Unlimited® card. What are the new Chase Freedom Unlimited® cash back benefits? 5% cash back on all travel purchased through Chase Ultimate Rewards. ® 3% cash back on dining at restaurants, including takeout and eligible delivery services. 3% cash back on drugstore purchases. The Chase Freedom Unlimited card offers a good sign-up bonus and an Capital One Quicksilver Cash Rewards Credit Card, Chase Freedom Flex℠.
Related VideosChase Freedom Unlimited Card Review - BEST CREDIT CARD FOR BEGINNERS?
Chase freedom unlimited credit card benefits -
See Related: Best ways to use Chase Ultimate Rewards points You can also use the Chase Pay Yourself Back feature to redeem points to pay for some or all of your purchases in select categories and get paid back with a statement credit.
For a limited time, Freedom Unlimited cardholders can redeem at a value of 1. Just be sure to make a plan to pay off your balance before the introductory period ends, as the ongoing APR can be high. Car rental insurance — For car rentals booked and paid for with your card, you can receive secondary coverage in the case of damage or theft. Trip cancellation and interruption insurance — If you have to cancel or cut a trip short due to a covered circumstance such as severe weather or illness, you can be reimbursed for any non-refundable fares charged to your card.
Customer experience Among major issuers, Chase has a pretty good customer service reputation. Pairng the Chase Freedom Unlimited with other rewards cards Because the Freedom Unlimited card comes with a good flat rate of cash back on all purchases, it makes an excellent pair for other rewards cards that earn bonus points or cash back in particular categories. It makes a particularly good pair for other Chase Ultimate Rewards cards — as it is easy to transfer points between them.
Simply put all bonus category purchases on the Sapphire Preferred the card earns 2 points per dollar on travel and restaurant purchases and all other purchases on the Freedom Unlimited.
Then, transfer all your points to the Sapphire to get more value out of them. Since many airline and hotel loyalty programs have an average point value higher than 1 cent per point, this can be another way to get more from your rewards.
How does the Chase Freedom Unlimited compare to other cash back cards? While the Chase Freedom Unlimited card offers a good flat rate of cash back for cardholders seeking simplicity, it does not offer the best rate you can find among cash back cards.
Chase freedom unlimited credit card benefits -
Jennifer Yellin Jan 27, This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page. Chase Freedom Unlimited Overview The no-annual-fee Chase Freedom Unlimited is a perfect card for both beginner and advanced award travelers.
But new bonus categories also make it easier to maximize other spending. If you pair this with a card that earns premium Chase Ultimate Rewards points, you can convert your rewards into fully transferable points, doubling their value. Hidden behind advertising that focuses on cash back, the Chase Freedom Unlimited actually packs a mighty punch.
When I was in college, I found that this simple card with no annual fee was much easier to sell to my friends looking to build credit. In This Post Who is this card for? This low minimum spend requirement should be easy for most to meet and start you on your way to earning some easy cash. Perks Roadside assistance is one of the benefits of holding a Chase Freedom Unlimited card.
But the card got a refresh last year and some new bonus categories on top of the 1. When you pair that with an Ultimate Rewards card like the Chase Sapphire Preferred, that could mean earning 5x points.
The card has always offered a solid rewards rate, but the addition of these new categories makes it an even more impressive no-annual-fee option. With these cards, you can combine your Chase Freedom Unlimited cash-back points onto these three cards and turn them into full-fledged Ultimate Rewards points.
There are currently two cards that give the Chase Freedom Unlimited a run for its money, offering ways to earn valuable transferable points without paying an annual fee. The Freedom Flex and Freedom Unlimited cards are remarkably similar, with the only real difference being the earning structure. Although 5x is certainly better than 1. The card details on this page have not been reviewed or provided by the card issuer.
Additional reporting by Madison Blancaflor. The Points Guy will not sell your email. Please enter a valid email address Please check mailing preferences Sign-up Successful! Welcome to The Points Guy! Jennifer Yellin is a contributing writer to The Points Guy where she focuses on family travel.
She is also the founder of Deals We Like where she helps her readers travel on a deal. You might like.