Ally Bank Interest Checking Account: Best Overall Ally charges no monthly fees, and there's no minimum deposit required to open an account. It's free to receive wire transfers, and you can order cashier's checks at no additional charge. available nationwide online, has thousands of locations, Bank of America Advantage Plus Banking® has a $12 one qualifying direct deposits totaling $ or more Why I Like It: A great account opening bonus, with No. ATM Access. Thousands of ATMs. See the best free checking accounts at banks, non-banks and credit unions, perks The best free checking accounts do more than keep money in people's wallets by having no monthly fees. FNBO Direct Online Checking.
Best free online checking account no opening deposit -
View More Who's this for? Beyond no service fees for students, this Chase account is known for offering new account holder bonuses. Offer expires April 8, Chase has 16, fee-free ATMs and nearly 4, branches across the U. Plus Chase ranks number two on J. Power's U. National Banking Satisfaction Study for providing innovative technology and high satisfaction with ATMs, plus the lowest incidence of problems.
Our methodology To determine which checking accounts provide the best place to deposit your money at no monthly cost, CNBC Select analyzed dozens of U. We narrowed down our rankings by only considering checking accounts that charge no monthly maintenance fees and no catches to benefit from zero monthly fees.
This insurance protects and reimburses you up to your balance and the legal limit in the event your bank or credit union fails. The rates and fee structures for checking accounts are subject to change without notice and they often fluctuate in accordance with the prime rate.
Your earnings depend on any associated fees and the balance you have in your checking account. To open an account, some banks and institutions may require a deposit of new money, meaning you can't transfer money you already had in an account at that bank.
However, the five accounts listed above currently don't require any deposit during account opening.Discover Bank offers free overdraft protection, which some banks charge additional fees for. Terms apply. His experience is relevant to both business and personal finance topics. Mobile Features: Varo has a fully functional mobile app and a mobile-friendly website. This insurance protects and reimburses you up to your balance and the legal limit in the event your bank or credit union fails.