TIAA Bank – % APY, $1, minimum deposit. Longer term CDs do exist, but even their yields don't often exceed 5-year CD rates. The highest yield on a nationally available CD of six or. %-5 Yr. APY: Discover High Yield CD.

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High yield 5 year cd rates -

Every time. We believe everyone should be able to make financial decisions with confidence. So how do we make money? Our partners compensate us. This may influence which products we review and write about and where those products appear on the site , but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

Here is a list of our partners. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money. The best CD rates tend to be at online banks and credit unions.

Many banks dropped their rates on CDs in response to the Federal Reserve's emergency rate cuts in March But you can still find yields higher than the national averages of 0. They have some of the highest interest rates available for federally insured bank accounts, and the rate is guaranteed for the duration of the CD term.

If you'll need access to funds in the short term, consider the best six-month rates or the best one-year rates. Or, if you want more flexibility than typical CDs, scroll down to see no-penalty CDs that let you withdraw when you want.

Every time. If you prefer instant account access, we have partnered with the following banks to bring you the high-yield savings high yield 5 year cd rates money market account offers displayed in the table. That continues until the CD matures reaches the end of its termor until you withdraw early, which comes with a high yield 5 year cd rates. A common CD ladder is to divide your money among five separate CDs with staggered terms 1-year, 2-year, 3-year, 4-year, and 5-year so that one CD matures every year. A certificate of deposit is a special type of savings account that locks in your money and your interest rate. Early withdrawal for any CD — high-yield traditional, Roth, or traditional IRA — does incur a penalty from Discover bank, which equals six months of interest. Our partners cannot pay us to guarantee favorable reviews of their products or services.