SunTrust fees waived on incoming wire transfers, international and domestic · $25 discount on any size safe deposit box · Free money orders and official checks. Online Banking: SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like. SunTrust Bank Student Checking Account Pros & Cons. Pros, Cons. No monthly fee for students; Widespread branch and ATM access; Easy.
Suntrust bank checking account fees -
You can also swipe the card at stores to make purchases, letting you avoid the need to carry cash. Look: The convenience of using a debit card can come at a price. Your debit card provides a direct line of access to your checking account. That can be dangerous if the card falls into the wrong hands. Making matters worse, debit cards offer much fewer consumer protections than credit cards. It could take days or weeks to get the money returned to your account.
SunTrust wants its customers to feel comfortable when they use their debit card. Free Person-to-Person Transfers with Zelle Here's the deal: Students are likely to need to send money to others -- usually in small amounts. The good part is SunTrust Bank gives account holders access to Zelle , a free person-to-person transfer system that lets you send money electronically.
All they need is an account at a bank that uses Zelle. Hit send, and the recipient will be notified that they have a transfer waiting. Often, the process is even faster. Once they have, the transfer will go through and the money will arrive a few days later. SunTrust gets you started by offering a free package of 25 starter checks when you open your SunTrust Student Checking Account.
You can use those checks to pay bills, give money to friends, or set up direct deposit at your part-time job. The discount also applies to customized and personalized checks. You get free access to online and mobile banking when you open the account, letting you manage every aspect of your account while on the go.
The online banking portal also gives you free access to bill payment service. You can use the service to pay your bills without having to write out and mail checks every month. Just enter the company you need to pay and how much money you owe it. SunTrust will handle the rest. Perhaps the least convenient aspect of the account is its minimum deposit requirement. Getting that amount of money together might be difficult, so you might have some trouble getting the account open.
What Happens When You Graduate? When you graduate or when five years have passed from the time the account was opened, the account will automatically convert to a SunTrust Essential Checking Account.
However, it can be easy to get overwhelmed by all the options available. If the account does charge a monthly fee, make sure that you can meet the fee-waiver requirements each month. Other things to consider when comparing student checking accounts are: ATM access Online and mobile banking features Easy ways to deposit and transfer funds for parents too What happens after graduation Conclusion All-in-all, the SunTrust Student Checking Account is an average checking account without any truly significant features.
Most students can consider an online checking account that is permanently fee-free and offers other benefits such as a national network of fee-free ATMs. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. In his spare time, TJ enjoys thinking up new ways to optimize my own finances, in addition to cooking, reading, playing games of the board and video variety , soccer, ultimate frisbee, and hockey.
Read more.Often, the process is even faster. In this review, learn about the account's different features and fees before you decide if it is the right one for you. The good part is Suntrust bank checking account fees Bank wants its customers to feel comfortable when they use suntrust bank checking account fees debit card. That can be dangerous if the card falls into the wrong hands. You can use the service to pay your bills without having to write out and mail checks every month. A phone number or e-mail is all you need.