You May Find Out You're Approved Right Away · Why a Credit Decision Could Be Delayed · Improve Your Chances of Getting Approved. Compare the Top Discover Credit Cards. Before we get into our tips and tricks for the Discover credit card application process, let's take a look at some of the top. If your application decision is still pending, you can check online or call the credit card application status phone number (for Discover, it's ) and ask them if there is anything you can do to speed up the review.
Related VideosDISCOVER IT CREDIT CARD PENDING APPLICATION
Discover credit card application process -
Image source: Getty Images If you're looking for a credit card with high-quality perks that won't cost you a thing to have, Discover's entire roster fits the bill. Unlike just about every other card issuer, Discover doesn't charge an annual fee on any of its credit cards. That's not the only unique aspect of Discover credit cards , as there are also important things to keep in mind about its application rules and how its sign-up bonuses work. Discover application rules Discover isn't a card issuer that lets you apply for card after card.
It has a firm limit of two credit cards per consumer. You can only get one student credit card with Discover, and it would count towards your two-card limit. There's also a limit of one Discover card per year. If you want two different cards, you'll need to get one, wait a year, and then apply for the second.
How Discover sign-up bonuses work While the typical sign-up bonus is a specific amount of cash back or points that you earn by reaching a spending minimum, Discover offers a much different type of bonus -- a match of your first-year earnings, whether that's cash back or miles.
If you earned 25, miles, the Discover will add 25, for 50, total. How to choose the right Discover card Since Discover will match whatever rewards you earn in your first year, that makes it crucial to pick a card that fits your spending habits.
There are three cards to consider to earn the most back.How do you plan discover credit card application process use it? Pay attention to the period of earnings you need to provide e. Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. With some types of credit card accountsyou can use your credit card instantly. If you are in no rush to receive a new card, just let the review run its course. However, you won't always get an instant decision regarding your application.