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First Guaranty Bank – Smart Business Lending Fund The first four digits identify the Federal Reserve district where the bank is located. It is used for domestic first guaranty bank amite international transactions in which no cash first guaranty bank amite check exchange is involved, but the account balance is directly debited electronically and the funds are transferred to another account in real time. The last number is called as a check digit number which is a confirmation number. The next four numbers identify the specific bank. Fedwire Routing Number: Fedwire Transfer service is the fastest method for transferring funds between business account and other bank accounts.